Terms and Conditions

The Consultation consists of a single meeting of up to thirty (30) minutes, conducted in person or online. 

The flat fee for the Consultation is $247.00 plus HST. 

The Consultation fee is earned in full once the Consultation takes place and is non-refundable. 

Each individual is limited to one Consultation. Any further advice, analysis, or support requires a separate engagement under a formal engagement letter. 

The Consultation is intended to provide high-level financial decision support, which may include discussion of asset allocation, estate considerations, risk management, and potential planning options. 

The Consultation does not constitute tax advice, legal advice, investment advice, or a recommendation to implement any specific strategy, product, or structure. 

No written opinions, letters of instruction, legal documents, tax filings, implementation steps, or detailed plans will be prepared as part of the Consultation. 

Any implementation of strategies discussed during the Consultation requires a separate written engagement and may involve third-party professionals such as lawyers, insurance advisors, or investment professionals. 

The effectiveness of the Consultation depends on the accuracy and completeness of the information you provide. You are responsible for ensuring all relevant information is disclosed. 

IWIN Wealth Planning may retain copies of information reviewed during the Consultation for internal record-keeping purposes.